Pay for a VPS with Bitcoin, USDT or Monero

Paying for a server with cryptocurrency is simple once you have done it once, but the first time there are several places where a small slip costs time or money: the wrong network, an exchange withdrawal that arrives short, or an invoice you forget to come back to. This guide walks through the exact flow MercureHosting uses, step by step, and is honest about the parts that are manual.

The short version: you top up an account balance with crypto, a member of staff confirms the transfer by hand, and you then pay for the server from that credit. Nothing about it is automatic or instant, and this article doesn't pretend otherwise.

How crypto payment works here

There is no card processor and no checkout that charges a wallet directly. Instead there are two separate steps:

1. Top-up. You choose a USD amount and a coin. The invoice shows a staff receive address and a QR code. You send the coins, and staff mark the invoice paid once they have matched the transfer. Your balance goes up.
2. Order. You configure a server and press Pay with credit. The cost is taken from the balance and the machine is queued for deployment.

Splitting it this way has some practical advantages. Prices stay in US dollars, so a coin moving in value doesn't change what a plan costs. One top-up can pay for several servers, or for a renewal later. And credit does not expire, so leftover balance is not wasted.

Before you start: what you need

• An account. Registration takes an email address and a password. Use an address you will still be able to open next year: credentials and notices go there, and there is no identity document to fall back on if you lose it. The no-KYC hosting page explains what is and isn't collected, and the privacy policy is the full list.
• Coins in a wallet you control. Paying straight from an exchange works, but it is the most common source of short or delayed payments. More on that below.
• A rough idea of the plan. Look at pricing first so you top up enough. A VPS is the usual starting point; Windows RDP and GPU servers are priced the same way, in USD.

Step 1: Open the top-up page

Sign in and go to Dashboard → Top up (/dashboard/topup). The page has two parts: choose an amount, then choose a coin and network. A balance preview on the side shows your current credit, the top-up, any bonus and the balance you will have after confirmation.

Step 2: Choose an amount (and understand the bonus)

The minimum top-up is $30 and the maximum per invoice is $25,000. You can pick a preset or type a custom amount in USD.

Larger top-ups carry a flat bonus, applied at the highest tier the amount reaches:

A custom amount gets the bonus of the highest tier it passes, so $300 receives the $250 tier bonus. Credit doesn't expire, so if you plan to run a server for a year it can make sense to top up once rather than many small times. Compare that against the term discounts on the order form too: quarterly, semi-annual and annual terms are 25%, 35% and 50% off the monthly list price.

Step 3: Pick the coin and the network

This is the step that matters most. Each option is one coin on one network, and each has its own receive address. The current list:

The "typical traits" column is deliberately general. Fees and confirmation times on every chain change with demand, so check your wallet's estimate at the moment you send rather than relying on a number from any article.

If you want a stable amount, use a stablecoin. USDT or USDC removes the price swing between opening the invoice and sending. USDT on TRON is popular for exactly this reason. If you already hold Bitcoin, BTC is fine; the Bitcoin hosting page covers the specifics.

Step 4: Read the invoice

Press Continue to invoice. The invoice page shows:

• Amount due in USD, the bonus, and the credit you will receive after confirmation.
• Open until: the invoice stays open for seven days while staff verify the transfer.
• The coin and network, with a status pill.
• A QR code and the receive address, each with a copy button.
• A one-line send note for that coin, such as "Send USDT on TRON (TRC-20) only."
• An invoice reference. Keep it with your transaction id.

The amount is set in dollars. For a stablecoin, send that many USDT or USDC. For a volatile coin, convert the USD figure at the current rate when you send, and round up a little so a small price move or a fee doesn't leave you short.

Step 5: Send the payment

Copy the address with the copy button or scan the QR code. Don't type it by hand. Then, in your wallet:

1. Select the same coin and the same network as the invoice.
2. Paste the address and compare the first and last several characters against the invoice.
3. Enter the amount, making sure the amount received covers the invoice after any fee.
4. Choose a fee that will confirm in reasonable time. A very low Bitcoin fee can leave a transaction waiting for a long time.
5. Send.

For larger amounts, some people send a small test transfer first. That costs an extra network fee and a second confirmation, so it's a judgement call; with a fresh address and a careful copy-paste it's usually unnecessary.

Step 6: Save the transaction id

Once the transaction is broadcast your wallet shows a transaction id (txid, or transaction hash). Paste it into Transaction id (optional) on the invoice and press Save transaction id.

It's optional, but it lets staff find your transfer without searching, which is the fastest way to get a manual confirmation. If you have to contact support about a payment, the invoice reference and the txid together answer most questions at once.

Checking the transaction yourself

You can follow your payment on a public block explorer for that chain: search the txid and you'll see whether it has been included in a block and how many confirmations it has. Use an explorer for the correct network: a TRON explorer for TRC-20 USDT, an Ethereum explorer for ERC-20 tokens, and so on. If the explorer says "not found" for a while, the transaction may still be waiting in the mempool because of a low fee, or an exchange may not have sent it yet.

Keep in mind that Bitcoin, Ethereum, TRON and most other chains are public ledgers. Anyone who knows the receive address can see payments to it, and anyone who knows your address can follow it. That's a property of those blockchains, not of the host.

Step 7: Wait for staff confirmation

The invoice page checks its status by itself and refreshes when it changes. When staff mark the transfer paid, the status changes, the invoice shows as settled, and the credit (including any bonus) appears in Wallet.

How long this takes depends on the chain's confirmations and on when a person reviews it. There is no published confirmation count for each coin. If you change your mind before sending, or picked the wrong coin, Cancel payment closes the invoice and you can open a new one.

If something goes wrong

• You sent less than the invoice. Under the terms, underpaid invoices are topped up or credited to your balance. Contact support with the invoice reference and the txid.
• You sent on the wrong network. Contact support with both. Don't send the same amount again while it's being looked at.
• The invoice expired before you paid. Don't pay an expired invoice. Open a new top-up and pay that one.
• You want money back. Refunds follow the terms: a full refund to balance or wallet if a service can't be delivered, otherwise a pro-rata refund of unused full months requested within 14 days of ordering. Refunds are paid in the original coin at the USD value paid.

Step 8: Configure the server and pay with credit

With credit in the account, choose a product from the catalog and press order, or go to the order form directly. On the configure page you pick:

• Location, from the seven countries. If you haven't decided, read our jurisdiction guide.
• Plan, then the term: monthly, quarterly (−25%), semi-annual (−35%) or annual (−50%). The discount applies to the whole term, prepaid.
• Image: Ubuntu, Debian, AlmaLinux, Rocky, Fedora, FreeBSD and others, or Windows on RDP plans.
• Extra IPv4, if you need it.
• A root or administrator password of at least 12 characters. Save it yourself; the panel won't show it again.

The order summary shows the total and your account credit. If the balance is short, it tells you by how much and links to Add credit. If not, press Pay with credit. Credit is applied immediately and the machine is queued for manual deployment; access details appear in the dashboard. VPS and RDP are usually quicker to bring up than dedicated or GPU hardware.

What about Monero? Paying when you hold XMR

Monero is the coin people most often ask about, so here's the straight answer: XMR is not currently one of the receive coins. The coin picker on the top-up page lists exactly what can be paid, and Monero isn't on it. Don't send XMR to any address on an invoice; it can't be received there.

If your funds are in Monero, you have a few honest options:

1. Pay with another coin you already have. If you also hold a stablecoin, LTC or BTC, use that.
2. Convert XMR to a listed coin, then pay. Swap services and exchanges can turn XMR into BTC, LTC or USDT. Each has its own terms, fees, limits and, in many cases, identity checks, and some won't list Monero at all depending on where they operate. Choose one you trust, read its rules, and expect a spread or fee on the conversion.
3. Receive the converted coins in your own wallet first. Then pay the invoice from there, so the payment step behaves like any other transfer.

Be clear about what a swap does for privacy. Monero hides amounts and counterparties on its own chain, but the moment you convert to Bitcoin or USDT, the payment to the invoice sits on a transparent ledger like any other. The privacy question moves to the swap: what the service logs, what it asks of you, and how the coins you receive can be linked. Our older guide to paying with Monero covers wallet habits and payment proofs, and the Monero hosting page tracks the current status.

Good habits for paying with crypto

• Top up before you need the server. Manual verification means it isn't instant. A balance waiting in the account makes the order itself immediate.
• Use the bonus tiers deliberately. If you will spend $100 or more over the coming months anyway, a single larger top-up gets more credit for the same money, and credit doesn't expire.
• Keep the invoice reference and txid together in your own notes. They are your proof of payment.
• Never reuse an old invoice address. Open a new top-up each time, so the payment lands on a live invoice.
• Use a contact email you control long term. It is how you get credentials and notices, and there's no ID-based recovery.
• Renew from balance before a term ends. Services that aren't renewed are suspended at the end of the paid term and deleted seven days later, per the terms.

How this fits with privacy

Paying in crypto keeps card numbers and bank details out of the relationship entirely; we don't collect them. It doesn't make you invisible. Public ledgers are public, exchanges keep records, and the host still keeps the order and payment references listed in the privacy policy. Whether that's enough depends on what you're protecting against.

If you're comparing hosts, read what no-KYC VPS hosting really means next. If you're deciding where the server should sit, the offshore jurisdiction guide and DMCA-ignored hosting explained cover the legal side. And if the server is for Windows or AI work, see anonymous Windows RDP and GPU servers. Anything not covered here is probably in the FAQ.